Travel insurance for a Schengen visa: what it must cover
What the insurance for a Schengen visa must include: EUR 30,000 cover, all Schengen countries, medical care and repatriation.
Travel medical insurance is mandatory for most Schengen short-stay visa applications. A policy that does not meet the rules is a common reason for refusal.
Minimum rules
- Cover of at least EUR 30,000.
- Valid in all Schengen countries and for the whole stay, including the entry and exit days.
- Covers emergency medical treatment, hospital care and repatriation for medical reasons or death.
Tips
- Buy it from a reputable insurer and print the certificate showing the dates and the cover.
- Dates must match your other documents.
- Wait until your plan is clear, but do not leave it to the last day before the appointment.
Check the official checklist
This guide is general information, not legal advice, and it does not guarantee a visa. Rules differ by country, visa type and consulate, and they change. Follow the checklist of the embassy or visa centre you apply to.